The term “VHV Free Additional Driver” initially sounds very appealing to many car owners. But what exactly does it mean? And what benefits does it offer to have a free additional driver with VHV? In this article, we answer the most important questions on the topic and give you a comprehensive overview.
What Does “VHV Free Additional Driver” Mean?
At its core, “VHV Free Additional Driver” describes the possibility of including another person in your existing car insurance policy with VHV without incurring additional costs. This means the additional driver is covered just like you and can use your vehicle without restriction.
This rule is particularly practical if multiple people in the household regularly drive the car, such as partners or family members. Instead of taking out a separate policy for each driver, you save money with the free additional driver.
What Are the Benefits of a Free Additional Driver with VHV?
Besides the obvious cost savings, a free additional driver with VHV offers further benefits:
- Flexibility: You are not restricted to driving your vehicle alone and can share it anytime with the registered additional driver.
- Transparency: There are no hidden costs or fees for the additional driver.
- Security: The additional driver enjoys the same insurance coverage as you do.
Are There Requirements for a Free Additional Driver?
Yes, VHV sets certain requirements for including a free additional driver. These can vary depending on the tariff, but the following points are generally relevant:
- Age and Driving Experience: The additional driver must have reached a certain minimum age and have a certain level of driving experience.
- No-claims Bonus/Discount: The no-claims bonus/discount of the main driver is often transferred to the additional driver.
- Relationship: Some tariffs require the additional driver to be in a specific relationship to the policyholder, e.g., spouse or child.
How Do I Add a Free Additional Driver to My Policy?
To add a free additional driver to your VHV policy, it’s best to contact VHV directly. You can do this by phone, online, or in writing. Have all important data ready, such as the policy number and the personal data of the additional driver.
Conclusion: VHV Free Additional Driver – A Worthwhile Option
The option of having a free additional driver with VHV is an attractive option for anyone who regularly shares their vehicle with others. Check the exact terms and conditions and benefit from the advantages that VHV offers you.
Further Interesting Topics About Car Insurance:
- What coverage does third-party liability car insurance offer?
- How do I find the right comprehensive or partial coverage for my car?
- What to do in case of damage?
Feel free to contact us if you have questions about car insurance. Our experts are here to help you with advice and support.