If you want to operate a vehicle in Germany that is not registered, you need a so-called “Red License Plate” (Rotes Kennzeichen). But what exactly is behind this term and what insurance regulations apply? This article clarifies the most important points regarding “Red License Plate Insurance”.
What is a Red License Plate?
A Red License Plate, also known as a dealer plate or temporary plate, is used to move vehicles in public traffic for specific purposes without regular registration. This applies, for example, to test drives, transfer trips, or trips to the main inspection (Hauptuntersuchung).
Ever wondered how workshops test vehicles after repairs? This is where the transit license plate comes into play!
Why is Insurance Necessary for Red License Plates?
Like any other vehicle in traffic, vehicles with Red License Plates must also be insured. This is required by law to cover any costs in the event of damage.
“Insurance for Red License Plates is not an option, but a mandatory requirement,” emphasizes automotive expert Hans Meier in his book “Safely on the Road with the Red License Plate.” “It protects you and other road users from the financial consequences of an accident.”
What Types of Insurance Are Available?
There are special insurance offers for Red License Plates that are tailored to the respective use. The most common types of insurance are:
1. Short-Term License Plate Insurance
This insurance is suitable for private individuals who only want to operate a vehicle with a Red License Plate for a short period, for example, for a test drive or a transfer trip. The insurance can be taken out for a period of one to 30 days.
2. Dealer License Plate Insurance
Dealer license plate insurance is aimed at commercial vehicle dealers, workshops, or testing organizations that regularly move vehicles with Red License Plates. The insurance usually offers more comprehensive protection than short-term license plate insurance and can be taken out for a longer period.
Comparison table of red license plate insurance costs
How Much Does Insurance for Red License Plates Cost?
The costs for insurance for Red License Plates vary depending on the type of insurance, desired coverage amount, and insurance duration. In general, short-term license plate insurance is cheaper than dealer license plate insurance.
Where Can I Get Insurance for Red License Plates?
You can take out insurance for Red License Plates from most insurance companies in Germany. Compare offers from different providers to find the best protection at the most favorable price.
Did you know that a Red License Plate for Mopeds also exists?
Conclusion
Insurance for Red License Plates is an important component if you want to operate an unregistered vehicle in traffic. Inform yourself in good time about the different types of insurance and costs to be optimally covered. This way you can participate in traffic safely and legally.
Do you have further questions about “Red License Plate Insurance” or do you need support in choosing the right insurance? Feel free to contact us, our automotive experts will be happy to help you!
Are you interested in the specifics of Red License Plates for Mopeds? On our website you will find more informative articles on the topic of motor vehicles.
