Partial coverage insurance, or Teilkasko, is an optional add-on to car liability insurance. But what exactly does “Teilkasko Wgv” mean and when does it actually apply? In this article, we aim to shed light on this and provide you with all the important information about WGV insurance’s partial coverage.
What is WGV Partial Coverage and what damages does it cover?
“Imagine you’re driving home from work when suddenly a heavy hailstorm hits and damages your vehicle. Or an animal unexpectedly runs in front of your car and causes an accident.” In such cases, WGV partial coverage steps in and covers the repair costs.
WGV partial coverage offers you protection against damage to your own vehicle caused by the following events:
- Natural Events: Storm, hail, lightning, flood
- Fire and Explosion
- Glass Breakage
- Animal Collisions
- Theft
- Marten Bites
- Short Circuit Damage to Wiring
Damages covered by partial car insurance such as hail, animal collisions, and theft
What are the advantages of WGV Partial Coverage?
WGV partial coverage offers numerous advantages in the event of damage:
- Financial Security: The insurance covers the repair costs, protecting you from high financial burdens.
- Comprehensive Protection: Partial coverage covers a wide range of damages that can quickly occur in road traffic.
- Individual Customization: You can customize your WGV partial coverage to suit your individual needs and include additional benefits such as discount protection.
For whom is WGV Partial Coverage worthwhile?
Basically, WGV partial coverage is worthwhile for all vehicle owners who want to optimally protect their car. It is particularly recommended for:
- Drivers of newer vehicles: In the event of total loss or theft of a new vehicle, the financial loss is particularly high.
- Frequent drivers: The more often you drive your car, the higher the risk of damage.
- Drivers who park their vehicle outdoors: Vehicles parked outdoors are at a higher risk of damage from natural events or theft.
What does WGV Partial Coverage cost?
The cost of WGV partial coverage depends on various factors, such as:
- Vehicle type
- Vehicle age
- Annual mileage
- Place of residence
- Selected deductible
To find the optimal insurance coverage, it is recommended to carry out an individual comparison of the different tariffs.
Comparison chart showing factors influencing partial car insurance costs like vehicle type, age, and location
WGV Partial Coverage: Frequently Asked Questions
What damages are not covered by partial coverage?
Partial coverage does not cover damages caused by the driver’s own fault. For this, you need full coverage insurance.
How do I report a claim with WGV partial coverage?
In the event of damage, you should contact WGV Versicherung immediately and report the claim. WGV employees are available to help and advise you and assist you with the further processing.
Can I cancel my WGV partial coverage at any time?
The cancellation periods and conditions for WGV partial coverage can be found in your contract documents. Usually, you can cancel the insurance at the end of the contract period.
Conclusion: On the safe side with WGV Partial Coverage
WGV partial coverage offers you comprehensive protection for your vehicle and protects you from high financial burdens in the event of damage. Especially for drivers of newer vehicles, frequent drivers, and drivers who park their vehicle outdoors, WGV partial coverage is a worthwhile investment. Compare the different tariffs of WGV Versicherung now and find the optimal protection for your vehicle.
Do you have questions about WGV partial coverage or other insurance products?
Our experts at autorepairaid.com are happy to assist you. Contact us today and get individual advice!
