A nightmare for every car owner: You return to the parking lot and find your vehicle with a side mirror knocked off. The person responsible for the accident is nowhere to be found – hit and run! But who is responsible for the damage in such a case?
What is Hit and Run and What are the Consequences?
Hit and run occurs when the person responsible for the accident leaves the scene without permission, failing to fulfill their obligations as a party involved in the accident. This includes stopping, assessing the damage, and exchanging personal details. Hit and run is a criminal offense and can be punished with a fine, revocation of driver’s license, or even imprisonment.
Damaged car side mirror at an accident scene after a hit and run.
Who Pays for Mirror Damage in a Hit and Run?
The first question is who is at fault. In most cases, the person who caused the accident is liable because they violated their duty of care. But what if the driver cannot be identified?
This is where comprehensive coverage insurance (Teilkasko) usually comes in, if you have taken it out. “In the case of a hit and run, partial coverage insurance is a great help,” explains car expert Markus Schäfer. “It covers the repair costs, even if the person responsible for the accident remains unknown.”
Important: To claim the damage from your partial coverage insurance, it is important to report the accident to the police and file a report against an unknown person.
What to Do in Case of a Hit and Run?
- Stay calm: Even if it’s difficult, try to remain calm and assess the situation.
- Secure the accident scene: Set up your warning triangle and secure the accident site.
- Collect evidence: Take photos of the damage, the accident scene, and look for witnesses.
- Call the police: Report the accident to the police and file a report against an unknown person.
- Inform your insurance company: Report the damage to your partial coverage insurance and submit all necessary documents.
Police officer taking notes at an accident scene after a hit and run incident.
Can You Repair the Mirror Damage Yourself?
In principle, it is possible to repair minor damage to the mirror yourself. The cost of a new side mirror can vary greatly depending on the vehicle model. “For some models, you can replace the mirror yourself, while for others a visit to a workshop is unavoidable,” says Schäfer.
How Can autorepairaid.com Help?
Are you unsure how to proceed after a hit and run? On autorepairaid.com you will find further helpful information on car repairs and automotive technology. Do you need support with the repair of your vehicle? Our experts are happy to help you with advice and assistance. Simply contact us via our website!
Car in a repair shop getting its mirror fixed, representing repair costs.
Further Questions about Hit and Run:
- What happens if the person responsible for the accident has no insurance?
- When do I need to involve a lawyer?
- Can I claim damages even without partial coverage insurance?
We are happy to answer these and other questions on autorepairaid.com. Visit our website and find out more now!
