When renting a self-drive rental vehicle, especially a trailer, understanding insurance is crucial. The right coverage protects you from high costs and financial burdens in the event of damage.
What is “Self-Drive Rental Vehicle Trailer Insurance”?
This term describes the insurance for a trailer that is used as a self-drive rental vehicle. This means the trailer is not towed by a vehicle from the rental company, but by the renter themselves using their own towing vehicle.
Trailer Insurance
Which Insurances Are Important?
- Liability Insurance: This is legally required in Germany and covers damage you cause to others with the trailer.
- Comprehensive Insurance: This is optional but highly recommended. It covers damage to the rented trailer itself, for example in an accident or theft.
- Personal Accident Insurance: Protects you and your passengers in the event of accidents involving personal injury.
What to Consider When Taking Out Insurance?
- Coverage Amount: Ensure a sufficiently high coverage amount to be optimally protected in the event of damage.
- Deductible: A higher deductible reduces the insurance premium, but increases your costs in the event of damage.
- Additional Benefits: Some insurance policies offer additional benefits such as breakdown assistance or a protection letter.
Why is Trailer Insurance So Important?
An accident with a trailer can quickly become expensive. Even minor damage can cause high repair costs. Damage you cause to other road users can quickly run into the hundreds of thousands. Trailer insurance offers you the necessary financial protection and saves you high costs in an emergency.
Trailer accident and financial security
What Happens in Case of Damage?
Report any damage to the rental company and the insurance company immediately. Record the damage in writing and take photos of the accident scene and the damage.
Frequently Asked Questions about Trailer Insurance
- Do I need separate insurance for a rented trailer? Yes, you usually need separate trailer insurance that is taken out for the rental period.
- What does liability insurance cover? Liability insurance covers damage you cause to others with the trailer – both personal injury and property damage.
- Is comprehensive insurance advisable? Comprehensive insurance is recommended as it covers damage to the rented trailer itself.
Conclusion
Trailer insurance is essential if you are renting a self-drive rental vehicle with a trailer. It protects you from high costs in the event of damage and gives you a safe feeling on the road. Compare the offers of different insurance companies and choose the right protection for your needs.
For further information and support on the subject of “self-drive rental vehicle trailer insurance”, our car experts are at your disposal. Contact us via our website and let us advise you individually!
