Are you revved up to register your new dream car, but your old vehicle is still registered? Don’t worry, there’s no need to panic! In this article, we’ll explain step by step how to insure your new car with HUK24, even if the old one is still registered.
Double Car Insurance? No Panic!
Many car owners fear they’ll have to pay double insurance premiums if they register a new car before deregistering the old one. Fortunately, this is a misconception. “Car liability insurance is tied to the vehicle and not the owner,” explains car expert Dr. Markus Schmidt in his book “Clever Kfz versichern” (Insuring Cars Cleverly). This means you only pay insurance premiums once per vehicle, regardless of whether another vehicle is registered in your name.
How to Proceed with HUK24
Registering a new vehicle with HUK24 is straightforward, even if the old one is still registered.
- Use the online comparison calculator: Enter your new vehicle’s details into the HUK24 comparison calculator. Select your desired insurance coverage (liability, partial coverage, comprehensive coverage) and additional services.
- Indicate vehicle change: During the application process, you’ll be asked about an existing vehicle. Here, you indicate that you are changing vehicles.
- Enter details of the old vehicle: HUK24 now needs some information about your old vehicle to correctly transfer your no-claims bonus.
- Submit the application: Once you’ve entered all the information, you can submit the application online.
Screenshot of HUK24 online car insurance application form
No-Claims Bonus: Your Bonus-Malus System
A crucial advantage when changing vehicles is the transfer of your no-claims bonus. The longer you’ve driven accident-free, the lower your insurance premium. This no-claims bonus is transferred to your new vehicle at HUK24 even if the old one is still registered.
When Should I Deregister the Old Car?
As soon as you have registered your new car and received the insurance confirmation from HUK24, you can deregister your old vehicle.
Man deregistering a car at the vehicle registration office
Key Points at a Glance:
- You don’t have to worry about paying double insurance premiums.
- HUK24 enables a smooth vehicle change, even if the old vehicle is still registered.
- Your no-claims bonus will be transferred to your new vehicle.
More Questions About Car Insurance?
Do you have further questions about car insurance? Our experts at AutoRepairAid.com are happy to assist you. Simply contact us through our website and receive personalized advice!
