As a car mechanic, I’m often asked about the rules and regulations for adding drivers to a vehicle registration document. This can be a confusing topic, so I want to shed some light on it in this article. In particular, we will deal with the topic of “Lvm Zusatzfahrer” (LVM additional driver) and highlight all important aspects.
What Does “LVM Zusatzfahrer” Mean?
The term “LVM Zusatzfahrer” refers to adding an additional driver to the vehicle registration document issued by LVM Versicherung (LVM Insurance). The vehicle registration document, also known as registration certificate part I, contains important information about the vehicle and the owner.
Why Add an Additional Driver?
There are several reasons why you might want to add an additional driver to the vehicle registration document:
- Occasional Use: A family member or friend should be allowed to use the vehicle occasionally.
- Car Pools: For regular car pools, an additional driver can be registered.
- Company Vehicles: Employees should be authorized to drive a company vehicle.
It is important to note that registering an additional driver not only offers practical advantages but also has insurance implications.
How Do I Add an LVM Additional Driver?
To add an additional driver with LVM, you must contact your insurance advisor directly. LVM usually requires the following information:
- Personal data of the additional driver: Name, address, date of birth, driver’s license number.
- Vehicle data: Vehicle identification number (VIN), license plate number.
- Details of use: How often and for what purpose is the vehicle used by the additional driver?
LVM will use this information to calculate the premium.
What Does an LVM Additional Driver Cost?
The costs for registering an additional driver with LVM depend on various factors, such as:
- Vehicle type: The horsepower, age, and value of the vehicle play a role.
- No-claims bonus class of the vehicle: A vehicle with a high no-claims bonus class has cheaper premiums.
- Driving experience of the additional driver: Novice drivers usually pay higher premiums than experienced drivers.
It is advisable to obtain an individual quote from LVM in advance to find out the exact costs.
What Advantages Does LVM Insurance Offer?
LVM Versicherung is a reputable company known for its comprehensive customer service and fair terms. The advantages of LVM include:
- Individual advice: LVM offers personal advice from experienced insurance specialists.
- Fair rates: LVM offers competitive prices and flexible tariff options.
- Fast claims processing: In the event of a claim, LVM ensures fast and uncomplicated processing.
LVM Additional Driver: Frequently Asked Questions
Question: Can I register an additional driver online? Answer: No, registering an additional driver with LVM is currently only possible by phone or in person.
Question: What happens if an unregistered driver causes an accident? Answer: In the event of an accident with an unregistered driver, there may be problems with the insurance. It is important to find out about the exact terms and conditions of LVM in advance.
LVM insurance advisor explains how to add a secondary driver to a car insurance policy and clarifies policy conditions.
Conclusion
Registering an LVM additional driver is a straightforward process that offers you and your co-drivers security and flexibility. Contact LVM today to get an individual quote!
Do you need help with car repairs or have questions about other car-related topics? Visit our website autorepairaid.com. Our team of experts is happy to help!
