The supplemental health insurance from ADAC is a popular topic among car drivers. But what exactly is behind it, and for whom is taking out such insurance really worthwhile? In this article, we want to answer the most important questions about ADAC’s supplemental health insurance and help you make the right decision for your needs.
What is supplemental health insurance and why is it important?
Supplemental health insurance steps in when statutory health insurance does not cover all costs. This can be the case, for example, with dental prosthetics, vision aids, or hospital stays. Especially in the area of medical care, there are often major differences between the benefits of statutory and private health insurance companies.
Benefits of ADAC Supplemental Health Insurance
What advantages does ADAC supplemental health insurance offer?
ADAC’s supplemental health insurance offers a range of benefits that can be particularly interesting for car drivers. For example, it includes benefits in the area of accident insurance, which take effect in the event of a car accident. These include, among other things:
- Coverage of costs for rescue and repatriation
- Treatment costs after an accident
- Support with accident settlement
In addition, ADAC supplemental health insurance also offers benefits that go beyond pure accident protection, such as:
- Coverage of costs for dental prosthetics and treatments
- Benefits in the area of vision aids
- Treatment by a senior physician and accommodation in a single room in the hospital
- Travel health insurance
For whom is ADAC supplemental health insurance worthwhile?
ADAC supplemental health insurance can be worthwhile for all car drivers who value comprehensive protection in the event of an accident. Anyone who wants optimal medical care in the event of illness is also well advised to take out such insurance.
“Especially young people often underestimate the importance of good supplemental health insurance,” explains Dr. Markus Schmitt, insurance expert from Munich. “Even minor medical procedures can quickly become very expensive.”
What should you consider when taking out insurance?
When taking out ADAC supplemental health insurance, you should pay attention to the following points:
- Benefits: Compare the benefits of the various tariffs carefully and choose the one that best suits your needs.
- Price-performance ratio: Don’t just pay attention to the price, but also to the benefits you get for your money.
- Health questions: Answer the health questions in the application truthfully, as otherwise insurance cover may be jeopardized in the event of a claim.
Conclusion: On the safe side with the right supplemental health insurance
ADAC supplemental health insurance can be a sensible addition to statutory health insurance. It offers car drivers comprehensive protection in the event of an accident and enables optimal medical care in the event of illness.
Signing up for ADAC Supplemental Health Insurance
If you are interested in ADAC supplemental health insurance, you can get advice on the ADAC website or by telephone. Our experts will be happy to help you find the right tariff for your needs.
