Planning a trip abroad and wondering if your ADAC Plus membership includes international health insurance? This is an important question, and we’re here to answer it for you.
International Protection with ADAC Plus: What’s Covered?
While ADAC Plus membership offers several travel benefits, it does not include comprehensive international health insurance. This means that certain medical services abroad are not covered, or only partially covered.
Imagine you’re traveling through Italy in your classic car, a beautiful 1960s Mercedes-Benz 280 SL Pagoda, and you experience a breakdown. ADAC will naturally assist you in organizing towing and repairs. However, if you suffer from heatstroke due to the heat and require medical attention, ADAC Plus membership will not cover these costs.
What Benefits Does ADAC Plus Membership Offer Abroad?
ADAC Plus membership offers the following benefits abroad:
- Breakdown Assistance and Towing: ADAC helps you with vehicle breakdowns abroad.
- Spare Parts Shipping: If you need spare parts for your vehicle, ADAC organizes shipping them abroad.
- Vehicle Repatriation: If your vehicle becomes undrivable abroad, ADAC arranges for its return.
- Legal Assistance: You receive support from ADAC for legal issues related to your vehicle.
ADAC Plus membership card displaying international protection information
Why Do I Need Separate Travel Health Insurance?
Separate travel health insurance is essential for optimal protection abroad. It covers the costs for:
- Medical Treatments: From doctor’s visits to hospital stays and medications.
- Emergency and Medical Transport: Should you need to be transported back to your home country after an accident or illness.
- Search and Rescue Operations: In case of accidents in the mountains or remote areas.
Expert tip from Dr. Karl Müller, Travel Medicine Specialist: “Especially when traveling to countries with different healthcare systems than your own, travel health insurance is indispensable. It ensures you are financially secure in an emergency and receive the best possible medical care.”
Doctor examining a patient in a hospital room
What Does Travel Health Insurance Cost?
The cost of travel health insurance depends on various factors, such as the duration of the trip, the destination, and the age of the travelers. On average, an annual policy for individuals costs between 10 and 30 Euros.
Tip: Compare different offers and choose the travel health insurance that best suits your needs.
Conclusion: Secure Abroad with ADAC Plus?
While ADAC Plus membership offers some benefits abroad, it does not provide comprehensive international health insurance. To be optimally protected in case of illness, separate travel health insurance is essential.
Do you have more questions about travel and cars? Feel free to check out our other blog articles:
- Mazda CX-30 Skyactiv-X: Learn more about Mazda’s fuel-efficient engine.
- Mazda MX-5 Convertible Top Replacement Costs: Find out about the costs of replacing a convertible top on the Mazda MX-5.
Please contact us if you have any further questions. Our team of auto experts is always available to assist you!
