It can happen to anyone, whether you’re an experienced driver or a novice. Especially at the gas station, you’re often in a hurry and distracted. But before you panic: take a deep breath! With the right approach and a “Misfueling Insurance,” major damage and high costs can be avoided.
This article explains everything you need to know about “Misfueling Insurance” and how to act correctly in the event of damage.
What exactly does “Misfueling Insurance” mean?
“Misfueling Insurance” is not a separate insurance policy, but usually part of a car breakdown insurance or partial comprehensive insurance. It covers the costs incurred by refueling with the wrong fuel.
Imagine this: Mr. Miller is on his way to vacation and accidentally refuels his diesel car with gasoline. Luckily, he has breakdown insurance with “Misfueling Insurance.” The insurance covers the costs for pumping out the wrong fuel, cleaning the tank and engine, and the towing service.
Why is “Misfueling Insurance” useful?
The consequences of misfueling can be serious and expensive. Even small amounts of the wrong fuel can lead to engine damage.
For example: The ADAC estimates that a repair after misfueling can quickly cost several thousand euros.
Expert Dr. Ing. Hans Meier from the Institute for Automotive Technology confirms: “Modern engines are very sensitive to wrong fuel. Even small amounts can cause damage to the injection system, the fuel system, and the engine itself.”
“Misfueling Insurance” protects you from these high costs and gives you financial security in the event of damage.
What to do in case of misfueling?
- Do not start the engine! As soon as you notice the mistake, you should not start the engine under any circumstances.
- Secure the vehicle: Park your vehicle in a safe place where it does not obstruct traffic.
- Contact insurance: Inform your insurance company about the incident immediately.
- Call a specialist: The insurance company usually organizes a towing service and a specialist who will pump out the wrong fuel and make the vehicle roadworthy again.
Tow truck towing a car after misfueling
Which costs does “Misfueling Insurance” cover?
The benefits of the insurance vary depending on the provider and tariff. Usually, the following costs are covered:
- Towing costs: Transport of the vehicle to the nearest workshop.
- Pumping out the fuel: Removal of the wrong fuel from the tank and lines.
- Cleaning the tank and fuel system: Removal of all residues of the wrong fuel.
- Repair costs: Repairing damage caused by the wrong fuel.
- Rental car costs: Coverage of the costs for a rental car if your vehicle cannot be repaired immediately.
What should you consider when choosing “Misfueling Insurance”?
- Scope of services: Compare the services of different providers and tariffs.
- Coverage amount: Ensure a sufficiently high coverage amount to be financially protected in an emergency.
- Deductible: Check whether a deductible applies and how high it is.
Frequently Asked Questions about “Misfueling Insurance”
Is “Misfueling Insurance” useful if I only drive rarely?
Even if you rarely drive your car, misfueling can happen. The costs for repairing damage can quickly amount to several thousand euros. Therefore, “Misfueling Insurance” is a sensible investment even for infrequent drivers.
Can I take out “Misfueling Insurance” retroactively?
Yes, usually you can take out breakdown insurance with “Misfueling Insurance” retroactively.
Car mechanic repairing a car engine
Conclusion: Be on the safe side with “Misfueling Insurance”
Misfueling is annoying and can be expensive. With “Misfueling Insurance,” you are financially protected in the event of damage and do not have to bear the costs for towing, cleaning, and repair yourself.
Our tip: Compare the offers of different insurance companies and choose a tariff that meets your needs. This way you are literally on the safe side!
Do you have further questions about “Misfueling Insurance” or need help choosing the right tariff? Feel free to contact us! Our experts at autorepairaid.com are happy to help you with advice and assistance.
You can find more interesting topics about cars and repairs at autorepairaid.com:
- What to do in case of engine damage?
- The most common mistakes when buying a car
- How to find the right workshop
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